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Value Choice (for Small Groups)

Select from customisable Gold, Silver and Bronze plans based on your requirements.
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Choose a simplified package that adds the kind of value employees appreciate.

As a small business investor, owner of a company in a freezone, or freelancer,you want to reduce your risk when it comes to taking care of your health, your dependents’ health or the health of your employees.

Value Choice by Daman is easy to follow and offers variety of benefits that gives you many options to choose from: Value Choice, Flexible Coverage.

  • Covers 1 - 10 employee and their dependents.

  • Ideal for Freezone companies, freelancers, consulting firms, small businesses etc.

  • Easy online enrolment and flexible coverage with a variety of plans.

  • Enjoy the flexibility to select network providers or co-insurance limit to reduce premium.

Choose the plan thatís more convenient for you.

Value Choice Gold (Abu Dhabi)

    Annual Limit

    AED 2,500,000

    Network (Options)

    Comprehensive2 ( Hospitals – 147, Clinics – 1090, pharmacies – 1163)

    Area of Coverage

    Worldwide excluding USA

    Non-network (Reimbursement outside Network)

    50% covered

Value Choice Silver (Abu Dhabi)

    Annual Limit

    AED 750,000

    Network (Options)

    Comprehensive5 (Hospitals – 119, Pharmacies – 1061, Others – 1587)

    Area of Coverage

    UAE extended to Southeast Asia, Indian Subcontinent and Arab Countries for inpatient treatment only

    Non-network (Reimbursement outside Network)

    50% covered

Value Choice Bronze (Abu Dhabi)

    Annual Limit

    AED 500,000

    Network (Options)

    Essential 5 (Hospitals – 109, Pharmacies – 1133, Others – 994)

    Narrow (Hospitals – 41, Clinics – 294 , pharmacies – 675 )

    Area of Coverage

    UAE extended to home country (if home country part of Southeast Asia, Indian Subcontinent and Arab Countries) for IP treatment only.

    Non-network (Reimbursement outside Network)

    50% covered

Value Choice Gold (DNE)

    Annual Limit

    AED 2,500,000

    Network (Options)

    NAS General (Hospitals – 136, Pharmacies – 2228, Others – 1889)

    Area of Coverage

    Worldwide excluding USA

    Non-network (Reimbursement outside Network)

    50% covered

Value Choice Silver (DNE)

    Annual Limit

    AED 750,000

    Network (Options)

    NAS Restricted (Hospitals – 90, Pharmacies – 2214, Others – 1465)

    Area of Coverage

    UAE extended to Southeast Asia, Indian Subcontinent and Arab Countries for inpatient treatment only

    Non-network (Reimbursement outside Network)

    50% covered

Value Choice Bronze (DNE)

    Annual Limit

    AED 500,000

    Network (Options)

    NAS Super Restricted (Hospitals – 51, Pharmacies – 2110, Others – 1200)

    NAS Workers (Hospitals – 45, Pharmacies – 2107, Others – 1073)

    Area of Coverage

    UAE extended to Home country (if home country part of Southeast Asia, Indian Subcontinent and Arab Countries). Emergency: Southeast Asia, Indian Subcontinent and Arab Countries for IP treatment only

    Non-network (Reimbursement outside Network)

    50% covered

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