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USelect FAQ

How do I know I qualify for Uselect?

If you’re a Small and Medium Enterprise (SME) with 11 – 150 employees, then you qualify for our Uselect health insurance plans.  

As an SME owner, what benefits do I get from Uselect?

  • It is pocket-friendly with co-pay and cost sharing options
  • You can customize your plans by selecting the benefits and the coverage limit for each. These include network, territory, optical, dental and many more.

Where can I buy a Uselect plan?

You can buy a Uselect plan at Daman branches, online through the website and with the help of insurance brokers. You can also reach us through our call center 24/7 on 600-5-32626 or email us at customerinfo@damanhealth.ae and we will ask one of our sales representatives to contact you.

Can I buy Uselect plans for me and my family?

Uselect plans are designed for SMEs (Small and Medium Enterprises) only. Individuals and families can go for any of Daman’s Individual Health Insurance plans here.

How many plan options are offered under Uselect?

There are 3 different plan options under Uselect. Under each plan, you can choose from a variety of module options – from territory and annual limits to network selection, dental & optical coverage and many more.

Can I request for additional benefits under the Uselect plan?

At the time of application, you can request to add dental and optical benefits. Keep in mind, optical can only be opted if you have opted in for dental.

Are pre-existing conditions covered under the Uselect plan?

Yes, pre-existing conditions are covered up to annual limit. For members without continuity of coverage (CoC) in the UAE, coverage is up to AED 250,000.

Is a medical report required for members during plan enrollment?

A medical report will only be required for members aged 65 years and above.

Is the medical check-up benefit covered under the Uselect plan?

Yes, the medical check-up benefit is offered across all Uselect plans.

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