Yes, your card covers you fully within Abu Dhabi.
Yes, your card all the emirates but only for emergency coverage.
All emergency treatments are covered across the UAE, including diagnostic and treatment services for dental and gum-related issues.
Yes, hearing and vision aids, as well as vision correction through surgery or laser, are covered, but only for medical emergencies.
Yes, work-related injuries and illnesses are covered by law, as per Federal Law No. 8 of 1980.
Yes, pre-existing conditions are covered after a 6-month waiting period.
No, the waiting period applies only to inpatient treatments for diabetes, heart disease, COPD (lung disease), cancer, neurosurgery, stroke-related conditions, and all delivery cases.
If you maintained continuous insurance coverage, you could get treatment for these conditions immediately without a waiting period.
Yes, inpatient and day treatments are covered, including pre- and post-hospital care.
Yes, you pay AED 200 per visit with a maximum of AED 500 per year.
Yes, ambulance services are covered in case of a medical emergency.
Yes, accommodation is covered up to AED 100 per day.
Your accommodation is covered up to AED 100 per day during their treatment.
You pay AED 20 for each doctor’s visit. If you need a hospital specialist, you pay AED 10 extra with a referral.
No, follow-up visits within 7 days are free.
You need pre-authorization only for specialized diagnostics such as MRI or CT scans. However, pre-approval is not required for non-specialized tests like X-rays or CBC (complete blood count) tests.
The maximum you pay out-of-pocket is 50 AED.
You have an annual limit of AED 1,050 for medicines.
Yes, pre-authorization is required.
Daman covers up to 70% of the cost; you pay the remaining 30%.
Yes, physiotherapy is covered but requires pre-authorization(pre-approval).
Yes, delivery is covered with a deductible of AED 500.
Yes, a 6-month waiting period applies unless you have uninterrupted prior coverage.
You pay AED 20 per doctor visit. If you need a specialist at a hospital, you pay AED 10 extra with a referral.
No, follow-up visits within 7 days are free.