Protecting Your Team, Empowering Your Business
Affordable, essential health coverage for employees in the Northern Emirates - with flat premiums, easy enrolment and access to quality care when it matters most.
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Eligible for Northern Emirates groups with 11 principals & up to 2000 members
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Coverage for outpatient & inpatient treatments
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Flat premiums for all age groups, simplifying cost management
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Pre-existing conditions coverage
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UAE business insurance compliant
Amanak Chrome Plans at a Glance
Amanak Chrome Plan 1
For cost-effective coverage for your employees within Northern Emirates.
- Annual limit:
– In-Patient: AED 100,000
– Out-Patient: AED 50,000 - Territorial: Northern Emirates
- Network: Amanak
- Physician Consultation: 75% covered in Network
- Pharmaceuticals: 70% covered in Network / Annual Limit of AED 1,500
- Maternity: Not covered
Amanak Chrome Plan 2
For advanced coverage for your employees within Northern Emirates.
- Annual limit: AED 150,000
- Territorial: Northern Emirates + Home country (in‑patient) excl. USA/Canada/Europe
- Network: Amanak
- Physician Consultation: 75% covered in Network
- Pharmaceuticals: 70% covered in Network / Annual Limit of AED 1,500
- Maternity: Covered
Amanak Chrome Plan Details
| Benefits |
Amanak Chrome Plan 1
|
Amanak Chrome Plan 2
|
|---|---|---|
| Annual limit, subject to following (Inclusive of Coinsurance) |
|
AED 150,000 |
| Territorial Coverage | Northern Emirates (Sharjah, Ajman, Umm Al Quwain, Ras Al Khaimah and Fujairah) |
Northern Emirates. Extended to Home Country (Excluding US, CAN and EU) for Inpatient treatment only |
| Network | Amanak |
Amanak |
| Non-network Providers | Not covered except for emergency treatment |
|
| Pre-existing conditions |
|
|
| In-patient & Day Treatment | 80% covered in Network |
80% covered in Network |
| Out-patient Treatment | Covered in authorized out-patient clinics and health centers (Not covered in hospitals) |
Covered in authorized out-patient clinics and health centers (Not covered in hospitals) |
| Physician Consultation | 75% covered in Network |
75% covered in Network |
| Diagnostics | 75% covered in Network |
80% covered in Network |
| Pharmaceuticals |
|
|
| Physiotherapy | 75% covered in Network (max 6 sessions /year) |
80% covered in Network (max 6 sessions /year) |
| Maternity | Not covered |
covered |
| Newborn Care | Not covered |
Not covered |
| Get a Quote | Get a Quote |
How to Get Started with Amanak Chrome
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Request a Quote
Fill out a short form online or speak to a Daman representative to get a customized quote based on your team size and coverage needs.
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Customize Your Plan
Choose from two simple, yet smart plans based on your preferred territorial coverage and benefit limits needs.
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Submit Company & Employee Details
Provide required documentation for your business and employees. Additional medical reports may be needed for certain age groups.
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Confirm & Get Covered
Review the final quote, complete payment, and receive your policy documents. Access your coverage and manage benefits via the Daman app or portal.
Common Questions about Amanak Chrome
Explore our Frequently Asked Questions to gain clarity on coverage, claims, and everything in between.
Who is eligible for Amanak Chrome?
Eligible for Northern Emirates groups with 11 principals & up to 2000 members.
Is organ transplant/ Viral hepatitis, Birth defects, congenital diseases and deformities etc covered under Amanak Chrome Plans?
- Above mentioned conditions are excluded under Amanak Chrome Plan. Please refer policy wording for complete list of exclusions.
Am I Covered outside UAE?
Yes, for a selected option, Amanak Chrome Plan offers coverage for inpatient treatment outside UAE (Home Country excluding USA,Canada and Europe).
How do I submit my claims?
- You can submit your claim either through the NAS mobile App or the NAS website
I am currently insured under DHA/DoH compliant plans. Will the COC of this plan waive the waiting period applied under Amanak Chrome plan?
- No, waiting period is still applicable under Amanak Chrome plan. Member need to serve applicable waiting period from the enrolment date under this plan to be eligible for coverage of pre-existing conditions.
Is a medical report required for members during plan enrollment?
Medical reports are required in below mentioned scenarios:
- For members 60 years and above
- If requested specifically to evaluate your application
Are pre-existing conditions covered under the Amanak Chrome Plan plan?
- Yes, pre-existing conditions are covered under the Amanak Chrome Plan up to specified limit and with waiting period.
Can I also include my family in the Amanak Chrome Plan plan?
- Yes, you can include families in the Amanak Chrome Plans provided, subject to plan eligibility criteria’s. Newborn is excluded under these plans.
Where can I buy my Amanak Chrome Plan plans?
- You can buy a Amanak Chrome Plan at Branches or with the help of our partner brokers.
As a company owner, what benefits do I get from Amanak Chrome Plan?
- There are Two different plans options under Amanak Chrome – Plan 1 and Plan 2.
- You can opt for a plan based upon benefits and premium.
- Pocket-friendly plans, starting at AED 450.