Affordable, essential health coverage for employees in the Northern Emirates - with flat premiums, easy enrolment and access to quality care when it matters most.
Eligible for Northern Emirates groups with 11 principals & up to 2000 members
Coverage for outpatient & inpatient treatments
Flat premiums for all age groups, simplifying cost management
Pre-existing conditions coverage
UAE business insurance compliant
For cost-effective coverage for your employees within Northern Emirates.
For advanced coverage for your employees within Northern Emirates.
| Benefits |
Amanak Chrome Plan 1
|
Amanak Chrome Plan 2
|
|---|---|---|
| Annual limit, subject to following (Inclusive of Coinsurance) |
|
AED 150,000 |
| Territorial Coverage | Northern Emirates (Sharjah, Ajman, Umm Al Quwain, Ras Al Khaimah and Fujairah) |
Northern Emirates. Extended to Home Country (Excluding US, CAN and EU) for Inpatient treatment only |
| Network | Amanak |
Amanak |
| Non-network Providers | Not covered except for emergency treatment |
|
| Pre-existing conditions |
|
|
| In-patient & Day Treatment | 80% covered in Network |
80% covered in Network |
| Out-patient Treatment | Covered in authorized out-patient clinics and health centers (Not covered in hospitals) |
Covered in authorized out-patient clinics and health centers (Not covered in hospitals) |
| Physician Consultation | 75% covered in Network |
75% covered in Network |
| Diagnostics | 75% covered in Network |
80% covered in Network |
| Pharmaceuticals |
|
|
| Physiotherapy | 75% covered in Network (max 6 sessions /year) |
80% covered in Network (max 6 sessions /year) |
| Maternity | Not covered |
covered |
| Newborn Care | Not covered |
Not covered |
| Get a Quote | Get a Quote |
Fill out a short form online or speak to a Daman representative to get a customized quote based on your team size and coverage needs.
Choose from two simple, yet smart plans based on your preferred territorial coverage and benefit limits needs.
Provide required documentation for your business and employees. Additional medical reports may be needed for certain age groups.
Review the final quote, complete payment, and receive your policy documents. Access your coverage and manage benefits via the Daman app or portal.
Explore our Frequently Asked Questions to gain clarity on coverage, claims, and everything in between.
Eligible for Northern Emirates groups with 11 principals & up to 2000 members.
Yes, for a selected option, Amanak Chrome Plan offers coverage for inpatient treatment outside UAE (Home Country excluding USA,Canada and Europe).
Medical reports are required in below mentioned scenarios: