Upon visiting a medical provider, we request you to identify yourself by presenting your Daman Card before any required medical service is rendered by the medical provider.

Daman’s pre-authorization approval is required for any inpatient and day-treatment services. Any Emergency case (life threatening) does not require prior approval from Daman but has to be notified within 24 hours.

Where hospitalization or day-treatment is needed for non-emergency cases, the medical facility will inform Daman to pre-authorize the respective services before actual hospitalization occurs. Daman will then notify the medical facility whether such services are covered under your individual plan.